HOTMA: Understanding New Rules for Interim Reexaminations and Hardship Exemptions for HUD Multifamily Properties

This session provides a deep dive into the sweeping changes HOTMA introduces for Interim Reexaminations (IR) and hardship exemptions across HUD Multifamily programs. Attendees will learn how income fluctuation thresholds have shifted, what policies must be updated, and the impact of HOTMA on medical and childcare deduction rules. The training breaks down both Phase-In and General Relief hardship pathways, including when and how they apply, documentation requirements, and policy drafting strategies. It also clarifies the new requirements for verifying changes in household income and composition, along with the revised timing rules for applying rent changes. 

Why should you attend :

HOTMA’s new rules fundamentally alter how Interim Reexaminations (IR) and hardship exemptions must be handled—and if your policies aren’t updated, your property could face findings, rent miscalculations, or tenant disputes. This session offers not just a summary of changes but real-world policy guidance to ensure you're audit-ready and tenant-compliant. Whether you’re a compliance veteran or just adapting to HOTMA, this course arms you with the language, logic, and regulatory basis to make smart policy calls, minimize risk, and streamline operations. You’ll leave with the tools to write or revise policies, train staff, and document decisions with confidence.

Areas covered in the session:

  • HOTMA's new thresholds for income increases and decreases that trigger interim reexams
  • Differences between Phase-In vs. General Relief hardship exemptions and their implications on policies
  • How to handle retroactive rent adjustments and define “timely reporting” in policy
  • Medical deduction threshold changes (3% → 10%) and how to structure exemptions accordingly
  • Policy requirements for revised EIV report usage at Interim Reexaminations (IR)

Who should attend this:

  • Compliance Manager / Fair Housing Coordinator
  • Property Manager / Assistant Property Manager
  • Occupancy Specialist
  • Regional Supervisor / Area Manager
  • HUD Coordinator / Admissions Staff

Rhanda McKown is a seasoned affordable housing professional with over 20 years of experience in the industry. Currently, she serves as Director of Affordable Housing for a non-profit organization covering four states. She spent 15 years working for a Performance Based Contract Administrator (PBCA), where she conducted Management and Occupancy Reviews across Florida and the U.S. Virgin Islands.

Rhanda has developed specialized expertise in processing Auto-OCAF rent adjustments, Special Claims, Budget-Based Rent Adjustments, and Contract Renewals. Her background in HUD funded multifamily affordable housing subsidy programs is extensive, with a specialization in properties that follow HUD Handbook 4350.3 for occupancy guidelines.

$199.00

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$199.00